1st United Pawn & Loan

Your Full Service
Financial Center

Menu Call Us Today: 1-215-468-4200 Find a Retail Store


1st United Pawn & Loan makes it easier and faster to get an auto loan for a new or used vehicle in the Philadelphia and New Jersey areas. Even if your credit score is less than perfect, you can still get approved for an auto loan.

Auto Financing


The process is simple! Once you’ve completed our online application you will receive a call from one of our Auto Finance Specialists who will go over additional information and financing options.

1st United is here for you!We offer completive auto finance rates for all applications, whether your credit score is high or low. Applicants with bad credit, no credit, past bankruptcy, divorce, owed childsupport, and other credit issues will always be considered for a loan.The application process is completely FREE, and there is no obligation once approved.

Loan Terms

Minimum and maximum period for repayment: 3 months with a 30 day grace period. You can always repay a loan early – meaning you only pay interest on the principal balance remaining, which reduces the total cost of interest on the loan.

Maximum Annual Percentage Rate (APR): 36% annual percentage + $1 one time paperwork fee

Example Loan:

$100 borrowed for 4 months. Annual interest rate of 36% (fixed). Total amount repayable is $110.
$3 monthly interest x 4 months + $1 paper work fee = $10 Interest
$100 Principal + 10 Interest + Fees = $110

To apply for an Auto Finance Loan please fill out the form below:

How Can We Help?