What We Loan

Here at 1st United Pawn & Loan, we understand that everyone has different financial needs, so we make sure to offer a variety of loans and services to help customers get the cash they need quickly. Whether it’s a pawn loan where customers give us an item of collateral for cash, or a auto finance loan to help them buy their next car, customers know they can count on 1st United Pawn & Loan to help them get the cash need fast.

We offer Pawn Loans, Auto Loans and Lawsuit Advances.

Loan Terms

Minimum and maximum period for repayment: 3 months with a 30 day grace period. You can always repay a loan early – meaning you only pay interest on the principal balance remaining, which reduces the total cost of interest on the loan.

Maximum Annual Percentage Rate (APR): 36% annual percentage + $1 one time paperwork fee

Example Loan:

$100 borrowed for 4 months. Annual interest rate of 36% (fixed). Total amount repayable is $110.
$3 monthly interest x 4 months + $1 paper work fee = $10 Interest
$100 Principal + 10 Interest + Fees = $110